:root {
  --azul: #022347;
  --azul-2: #0b3a6e;
  --dourado: #c59a27;
  --dourado-claro: #f3e3b3;
  --fundo: #ffffff;
  --fundo-2: #f5f7fa;
  --texto: #1b2735;
  --texto-suave: #52606f;
  --linha: #dfe5ec;
  --verde: #1f9d55;
  --raio: 16px;
  --sombra: 0 10px 30px rgba(2, 35, 71, 0.12);
}
* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
  margin: 0;
  font-family: "Segoe UI", system-ui, -apple-system, Roboto, "Helvetica Neue", Arial, sans-serif;
  color: var(--texto);
  background: var(--fundo);
  line-height: 1.6;
  -webkit-font-smoothing: antialiased;
}
img { max-width: 100%; display: block; }
a { color: var(--azul-2); }
.container { width: min(1120px, 100% - 40px); margin-inline: auto; }

/* topo */
.topo { position: sticky; top: 0; z-index: 20; background: rgba(255, 255, 255, 0.94); backdrop-filter: blur(8px); border-bottom: 1px solid var(--linha); }
.topo .container { display: flex; align-items: center; justify-content: space-between; gap: 16px; height: 72px; }
.topo img { height: 44px; width: auto; }
.topo nav { display: flex; align-items: center; gap: 24px; }
.topo nav a.link { text-decoration: none; color: var(--texto); font-weight: 600; font-size: 15px; }
.topo nav a.link:hover { color: var(--azul-2); }

/* botões */
.btn { display: inline-flex; align-items: center; justify-content: center; gap: 10px; padding: 14px 24px; border-radius: 999px; font-weight: 700; font-size: 16px; text-decoration: none; border: 2px solid transparent; transition: transform 0.15s, box-shadow 0.15s, background 0.15s; cursor: pointer; }
.btn:hover { transform: translateY(-2px); }
.btn-zap { background: var(--verde); color: #fff; box-shadow: 0 8px 20px rgba(31, 157, 85, 0.35); }
.btn-zap:hover { background: #188348; }
.btn-claro { background: transparent; color: #fff; border-color: rgba(255, 255, 255, 0.55); }
.btn-claro:hover { background: rgba(255, 255, 255, 0.1); }
.btn-azul { background: var(--azul); color: #fff; }
.btn-pequeno { padding: 10px 18px; font-size: 14px; }
.btn svg { width: 20px; height: 20px; fill: currentColor; }

/* hero */
.hero { background: radial-gradient(1200px 500px at 85% -10%, #14498a 0%, transparent 60%), linear-gradient(160deg, var(--azul) 0%, #06305f 100%); color: #fff; padding: 72px 0 96px; position: relative; overflow: hidden; }
.hero .container { display: grid; grid-template-columns: 1.15fr 0.85fr; gap: 48px; align-items: center; }
.selo { display: inline-block; background: rgba(197, 154, 39, 0.18); color: var(--dourado-claro); border: 1px solid rgba(197, 154, 39, 0.55); padding: 6px 14px; border-radius: 999px; font-size: 13px; font-weight: 700; letter-spacing: 0.04em; text-transform: uppercase; margin-bottom: 18px; }
.hero h1 { font-size: clamp(32px, 5vw, 52px); line-height: 1.1; margin: 0 0 18px; letter-spacing: -0.02em; }
.hero h1 em { font-style: normal; color: var(--dourado); }
.hero p.sub { font-size: 19px; color: #d6e1ef; max-width: 560px; margin: 0 0 28px; }
.hero .acoes { display: flex; flex-wrap: wrap; gap: 14px; }
.hero .garantias { display: flex; flex-wrap: wrap; gap: 8px 22px; margin: 26px 0 0; padding: 0; list-style: none; color: #c6d4e6; font-size: 14px; }
.hero .garantias li::before { content: "✓"; color: var(--dourado); font-weight: 800; margin-right: 8px; }

.preco { background: #fff; color: var(--texto); border-radius: 22px; padding: 30px; box-shadow: 0 30px 60px rgba(0, 0, 0, 0.35); }
.preco .rotulo { font-size: 13px; font-weight: 700; color: var(--texto-suave); text-transform: uppercase; letter-spacing: 0.06em; }
.preco .valor { display: flex; align-items: baseline; gap: 6px; margin: 6px 0 2px; color: var(--azul); }
.preco .valor small { font-size: 22px; font-weight: 700; }
.preco .valor strong { font-size: 64px; line-height: 1; letter-spacing: -0.03em; }
.preco .valor span { font-size: 18px; color: var(--texto-suave); }
.preco p { margin: 0 0 16px; color: var(--texto-suave); font-size: 15px; }
.preco ul { list-style: none; margin: 0 0 20px; padding: 16px 0 0; border-top: 1px solid var(--linha); display: grid; gap: 10px; font-size: 15px; }
.preco li { display: flex; gap: 10px; }
.preco li::before { content: "✓"; color: var(--verde); font-weight: 800; }
.preco .avista { background: var(--dourado-claro); border-radius: 12px; padding: 12px 14px; font-size: 14px; color: #5b4510; margin-bottom: 18px; }
.preco .btn { width: 100%; }

/* seções */
section { padding: 84px 0; }
section.cinza { background: var(--fundo-2); }
.titulo { max-width: 680px; margin: 0 0 44px; }
.titulo .mini { color: var(--dourado); font-weight: 800; font-size: 13px; letter-spacing: 0.1em; text-transform: uppercase; }
.titulo h2 { font-size: clamp(26px, 3.6vw, 38px); line-height: 1.15; color: var(--azul); margin: 8px 0 12px; letter-spacing: -0.015em; }
.titulo p { color: var(--texto-suave); font-size: 18px; margin: 0; }

.cartoes { display: grid; grid-template-columns: repeat(3, 1fr); gap: 22px; }
.cartao { background: #fff; border: 1px solid var(--linha); border-radius: var(--raio); padding: 28px; box-shadow: var(--sombra); }
.cartao .icone { width: 52px; height: 52px; border-radius: 14px; background: var(--azul); color: var(--dourado); display: grid; place-items: center; margin-bottom: 18px; font-size: 26px; }
.cartao h3 { margin: 0 0 8px; font-size: 21px; color: var(--azul); }
.cartao .destaque { font-size: 30px; font-weight: 800; color: var(--azul); letter-spacing: -0.02em; display: block; margin-bottom: 6px; }
.cartao p { margin: 0; color: var(--texto-suave); font-size: 15.5px; }

.passos { display: grid; grid-template-columns: repeat(4, 1fr); gap: 22px; counter-reset: passo; }
.passo { position: relative; padding: 26px; background: #fff; border-radius: var(--raio); border: 1px solid var(--linha); }
.passo::before { counter-increment: passo; content: counter(passo); display: grid; place-items: center; width: 40px; height: 40px; border-radius: 50%; background: var(--dourado); color: var(--azul); font-weight: 800; margin-bottom: 14px; }
.passo .guardiao { position: absolute; right: 18px; top: 18px; width: 72px; height: 72px; border-radius: 50%; border: 3px solid var(--dourado); }
.passo h3 { margin: 0 0 6px; font-size: 18px; color: var(--azul); }
.passo p { margin: 0; color: var(--texto-suave); font-size: 15px; }

.duas { display: grid; grid-template-columns: 1fr 1fr; gap: 28px; align-items: stretch; }
.empresa { background: linear-gradient(160deg, var(--azul), #06305f); color: #fff; border-radius: 22px; padding: 38px; }
.empresa h3 { margin: 0 0 10px; font-size: 26px; }
.empresa p { color: #cddbed; }
.empresa ul { padding-left: 0; list-style: none; display: grid; gap: 8px; margin: 18px 0 24px; }
.empresa li::before { content: "✓"; color: var(--dourado); font-weight: 800; margin-right: 10px; }
.confianca { border: 1px solid var(--linha); border-radius: 22px; padding: 38px; background: #fff; }
.confianca h3 { margin: 0 0 14px; font-size: 24px; color: var(--azul); }
.confianca dl { margin: 0; display: grid; gap: 14px; }
.confianca dt { font-weight: 700; color: var(--azul); }
.confianca dd { margin: 2px 0 0; color: var(--texto-suave); font-size: 15px; }

/* perguntas */
.faq { max-width: 820px; display: grid; gap: 12px; }
details { background: #fff; border: 1px solid var(--linha); border-radius: 14px; padding: 4px 22px; }
summary { cursor: pointer; font-weight: 700; color: var(--azul); padding: 16px 0; list-style: none; display: flex; justify-content: space-between; gap: 16px; }
summary::-webkit-details-marker { display: none; }
summary::after { content: "+"; color: var(--dourado); font-size: 24px; line-height: 1; }
details[open] summary::after { content: "–"; }
details p { margin: 0 0 18px; color: var(--texto-suave); }

.chamada { text-align: center; background: var(--azul); color: #fff; }
.chamada h2 { font-size: clamp(26px, 4vw, 40px); margin: 0 0 12px; }
.chamada p { color: #cddbed; font-size: 18px; margin: 0 auto 28px; max-width: 560px; }

/* rodapé */
footer { background: #011730; color: #aebdd0; padding: 48px 0 100px; font-size: 14px; }
footer .container { display: grid; grid-template-columns: 1.2fr 1fr; gap: 36px; }
footer img { height: 44px; margin-bottom: 14px; filter: brightness(0) invert(1); opacity: 0.92; }
footer a { color: #e7c75e; }
footer h4 { color: #fff; margin: 0 0 10px; font-size: 15px; }
footer p { margin: 0 0 8px; }
footer .aviso { grid-column: 1 / -1; border-top: 1px solid rgba(255, 255, 255, 0.12); padding-top: 22px; font-size: 12.5px; color: #8fa2b9; }

/* botão flutuante (celular) */
.zap-flutuante-antigo { position: fixed; right: 18px; bottom: 18px; z-index: 30; width: 60px; height: 60px; border-radius: 50%; background: var(--verde); display: grid; place-items: center; box-shadow: 0 10px 24px rgba(0, 0, 0, 0.3); }
.zap-flutuante svg { width: 32px; height: 32px; fill: #fff; }

.politica { max-width: 800px; padding: 56px 0 90px; }
.politica h1 { color: var(--azul); }
.politica h2 { color: var(--azul); margin-top: 32px; font-size: 22px; }

@media (max-width: 900px) {
  .hero { padding: 48px 0 64px; }
  .hero .container, .duas, footer .container { grid-template-columns: 1fr; }
  .cartoes { grid-template-columns: 1fr; }
  .passos { grid-template-columns: 1fr 1fr; }
  .topo nav a.link { display: none; }
  section { padding: 60px 0; }
}
@media (max-width: 520px) {
  .passos { grid-template-columns: 1fr; }
  .preco .valor strong { font-size: 54px; }
  .hero .acoes .btn { width: 100%; }
}
@media (prefers-reduced-motion: reduce) { * { scroll-behavior: auto !important; transition: none !important; } }

/* foto do Guardião no lugar do ícone do WhatsApp */
.mini-guardiao { width: 30px; height: 30px; border-radius: 50%; border: 2px solid rgba(255,255,255,.85); object-fit: cover; flex: none; }
.btn-pequeno .mini-guardiao { width: 24px; height: 24px; }
.guardiao-flutuante { position: fixed; right: 18px; bottom: 18px; z-index: 30; width: 84px; height: 84px; border-radius: 50%; border: 4px solid var(--dourado); background: #cfe6ff; box-shadow: 0 12px 28px rgba(0,0,0,.35); transition: transform .12s ease-out; will-change: transform; }
.guardiao-flutuante img { width: 100%; height: 100%; border-radius: 50%; object-fit: cover; display: block; }
.guardiao-flutuante .balao { position: absolute; right: 94px; top: 50%; transform: translateY(-50%) scale(.9); opacity: 0; pointer-events: none; white-space: nowrap; background: #fff; color: var(--azul); font-weight: 800; font-size: 15px; padding: 10px 16px; border-radius: 16px; box-shadow: var(--sombra); transition: opacity .25s, transform .25s; }
.guardiao-flutuante .balao::after { content: ""; position: absolute; right: -7px; top: 50%; width: 14px; height: 14px; background: #fff; transform: translateY(-50%) rotate(45deg); }
.guardiao-flutuante .balao.ativo { opacity: 1; transform: translateY(-50%) scale(1); }
#empresas .empresa { max-width: 860px; margin-inline: auto; }
@media (max-width: 520px) { .guardiao-flutuante { width: 72px; height: 72px; } }